Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.
As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards.
Essential Functions: Responsible to leverage professional network to originate new business opportunities to achieve assigned production targets and to help other members of the team achieve their own production targets.Responsible for customer relationship management, assists with the management of other key external constituents (law firms, key vendors, etc.).Leads discussions with clients and other internal and external counterparts (credit committee, Loan Syndications, legal counsel, due diligence consultants, competitors, etc.) to obtain and execute syndicated and highly-structured financings.Independently attends client meetings, conferences, site visits and other industry events.Establishes and maintains a high-level of credibility with key internal constituents, including senior management, credit risk, internal auditors and other risk management functions.Negotiates nuanced transaction points directly with clients and presents complicated structures to clients (external), regulators (external) and key risk management and credit approval functions (internal).Ensures compliance with all related legal requirements and banking regulations and that all new transactions and portfolios remain within risk tolerances set by the board of directors.Occasional public speaking may be required (industry panels, bank meetings, etc.).Leads execution deal teams (or multiple deal teams as needed).Assists as needed with portfolio management activities.Leads the training and development of team members.Reviews work product of team members to ensure materials produced by the deal team are error-free and preserve a high level of analytical integrity.Ensures established business development goals are met.Has authority concerning staffing, performance evaluations, promotions, salary recommendations and terminations.Responsible for monitoring and management of portfolio credit quality.Other duties as assigned.Qualifications: Requires a Bachelor's degree in business, finance or a related field and 8+ years of commercial lending, investment banking, project finance advisory, or relevant buy-side experience including 4+ years in leading deal teams in project finance, credit analysis, credit structuring or other directly related experience.Some supervisory/lead experience required.A combination of education and experience may meet requirements.Requires considerable working knowledge of complex credit structures, relevant capital markets, credit analysis, administration policies, procedures and techniques.Advanced analytical and reasoning skills.Ability to work effectively with all levels of staff.Advanced knowledge in the assigned lending specialty or market segment.Strong evaluation, problem resolution and communication skills, both written and verbal.Demonstrated management skills.Extensive professional network of relevant industry contacts.Familiarity and experience providing and/or cross-selling relevant bank products (interest rate derivatives, loan syndications, etc.).Strong interpersonal and communication skills, both verbal and written.Strong decision making, problem resolution and strong analytical skills.Compensation and Benefits: This position is eligible to earn a base salary in the range of $140,000 - $200,000 annually depending on job-related factors such as level of experience.
Medical, Dental and Vision Insurance – START DAY ONE!
Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits, including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
This position will be open until filled.
All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company.
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.
It is the Company's policy not to discriminate because of a person's relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.
Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site.
#J-18808-Ljbffr