Basic Function:
The primary focus of the Junior Underwriter is to review, analyze and make confident decisions and recommendations for merchant applications. The ideal candidate for this position is qualified and experienced with a wide range of banking & payment underwriting in a fast-paced deadline driven environment.
The successful candidate will also have the ability to understand and apply best practices guidelines; collect and analyze exposure and loss data; respond efficiently and effectively to internal and external requests. This job position is non-exempt.
Location:
Job Location is at premises of Dynamics Payments. San Juan, Puerto Rico (not remote)
Principal Responsibilities:
Review accounts submitted by ISO and agent partners in accordance with Dynamics Payments merchant policies
Analyze a mix of merchant applicants in a wide variety of business types in both a card-present and non-present processing environment.
Handle a wide range of volumes and ticket amounts, standard documentation, and future service liability.
Recommend risk mitigation techniques to minimize financial loss exposure to our organization when creating and/or approving proposed risk structures for a merchant account.
Ensure that all activities are performed in compliance with Dynamics Payments policy.
Review and analyze individual and company credit reports including Equifax, Experian, and other internal tools
Communicate effectively with merchants and sales representatives.
Background & Experience:
High School Diploma.
Three years' experience in data entry and customer service.
Fully Bilingual.
Experience with various computer skills: Microsoft Access, Word, Excel, Outlook, and Internet savvy.
Ability to interpret data based on established criteria.
Desirable experience in reviewing and analyzing individual and company credit reports, including Equifax and Experian.
Strong organizational skills, ability to multitask, and attention to detail.
Strong analytical skills
Some Benefits:
12 days of Sick leave and 15 days of vacations
Private health and dental insurance
Retirement Plan 401 (K)
Life and Cancer insurance
Paternity/Maternity Leave
Among others!
Dynamics Payments LLC is proud to be an Equal Opportunity Workplace. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status.
Job Type: Full-time
Benefits:
401(k)
401(k) matching
Dental insurance
Health insurance
Life insurance
Paid time off
Vision insurance
Physical Setting:
Office
Schedule:
8 hour shift
Monday to Friday
Application Question(s):
Salary Expectations
Work Location: In person
