** Retail Sales Specialist, Hilltop Banking Center, St. Joseph, MI**
**Job Category****:** Retail **Requisition Number****:** RETAI001653 Showing 1 location **Job Details**
**Description**
**POSITION SUMMARY**Responsible for soliciting new retail business from existing or prospective clients, directly handles the clients retail financial needs and also acts in a business development capacity. Sells retail financial services and products.
**ESSENTIAL REQUIREMENTS**
* Actively calls on businesses to solicit new client accounts and identify additional client financial needs (51% of time is spent calling on clients outside of the branch).
* Delivers public presentations of 1st Source products/services individually or as part of a team at clients place of business.
* Manages client relationships through the development of new prospects and providing excellent service to existing clients.
* Represents the bank through community and professional involvement in groups and associations to develop contacts for potential business.
* Fills small business loan needs through proactive business development activities.
* Priority business focus in specialized financial area (i.e. Easy Banking Club (EBC), Retail Business Banker).
* Opens new accounts and cross-sells bank services.
* Responsible for handling small business loan applications and closing loans.
* Answers inquiries, handles service needs and provides consultative advice to clients with new depository accounts.
* Actively participates in team meetings and works with banking center team to drive results in sales goals to meet individual and Banking Center goals.
* Must have valid drivers license.
* Completes all compliance training related to the position.
* Understands all applicable laws and regulations that apply to the position and complies with the requirements.
**NON-ESSENTIAL FUNCTIONS**Performs all other duties as assigned.
**EXPERIENCE/SKILLS**
* Four (4) five (5) years of retail banking experience preferred.
* Customer service and sales oriented.
* Good PC skills--proficiency in Microsoft Office essential.
* Ability to handle multiple tasks in a fast-paced environment.
* Ability to protect the confidentiality/privacy of others as appropriate, as well as of company documents and records.
* High degree of attention to details.
* Good written and verbal communication skills.
**EDUCATION**Bachelors degree preferred.
**TRAVEL REQUIREMENTS**Ability to travel to off-site locations for meetings, projects, seminars, etc., as well as ability to travel overnight.
**PHYSICAL DEMANDS**The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.
While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.
**EQUIPMENT**MS Office PC, fax, phone and standard office equipment.
**Qualifications**
**Skills**
**Behaviors**
**:**
**Motivations**
**:**
**Education**
**Experience**
**Licenses & Certifications**
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)
